Finance, mortages, and loans

Initial Disclosure Document

 
Credit Searching

Acorn Property Services and your mortgage provider will rely on the information you have given and supplied in the mortgage application form. If you are aware of anything that ceases to be true or you have not provided us with some information that could affect the mortgage, you should inform us/them as soon as possible. Failure to do so or providing us with inaccurate information could result in any mortgage offer being withdrawn at any time up until completion and following completion will mean the mortgage may become immediately repayable.

You will have been asked by a member of our staff over the telephone to provide consent for us to undertake a credit search on you and any other joint applicant (who will also need to provide his/her consent). You should be aware that a record of the search might be retained by the credit reference agency. As part of this credit search you will be consenting to our checking your details with a fraud prevention agency/agencies and you should be aware that if you give false or inaccurate information and fraud is suspected then this would be recorded.

You should understand that lenders and other organisations may use and search these records to help make decisions about credit and credit related services.

These records may also be used to help make decisions on motor, household, credit, life and other insurance proposals and claims for yourself and members of your household. They may also be used to trace debtors, recover debt, prevent fraud, check identity to prevent money laundering (if insufficient proof has been furnished to your mortgage provider), and also to manage your accounts or insurance policies.

Fees

Details of our fees and other fees are provided within our Initial Disclosure Document (IDD). Click here to view.

 
 
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Finance, mortages, and loans

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Think carefully before securing other debts against your home.
Overall cost for comparison is 7.4% APR.
Actual rate depends on your circumstances.
Written details on request.
Acorn Property Services is an appointed representative of Finance Plus Uk Ltd, who are directly authorised and regulated by the Financial Services Authority (FSA) for mortgages and non investment Insurance.
Our FSA number is 411461
The guidance and advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
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